Baker – Polito Administration announces $10 million Small Business Recovery Loan Fund

The $10 million Small Business Recovery Loan Fund will provide emergency capital up to $75,000 to Massachusetts-based businesses impacted by COVID-19 with under 50 full and part-time employees, including nonprofits. Loans are immediately available to eligible businesses with no payments due for the first 6 months.

How to Apply:

Please complete the application found on MGCC’s website,  Completed applications can be sent via email to with the subject line “2020 Small Business Recovery Loan Fund”. MGCC can be reached by email:

Loan Fund Details:

  • Who Qualifies: Open to Massachusetts-based businesses impacted by COVID-19 with under 50 full- and part-time employees, including nonprofits (negative impact must be verifiable).
  • Terms and Conditions: This fund is being offered with no payments due for the first 6 months, then 30-months of principal and interest payments and no prepayment penalties.
  • Businesses can apply for loans up to $75,000.

MBTA announcement of reduced service

The MBTA has announced reduced service effective 3-17, and full updates and guidance from the MBTA can be found here: 

“No Sail” Order for Cruise Ship Operations

The CDC has issued a 30 day ‘No Sail’ order for any cruise ship which has not voluntarily suspended operations. The Coast Guard will assist the CDC in preventing cruise ships from embarking passengers in US ports. The Port of Boston does not currently have any cruise ship arrivals scheduled until April 17th, though will identify any cruise ships or vessels carrying 250 or more persons (passengers and crew) with an overnight itinerary, planning to embark passengers.

Updated Executive Order on large gatherings, restaurants, and on-premise food and beverage consumption

The Baker-Polito Administration issued an Executive Order to prohibit on-premise consumption of food or alcohol at restaurants, effective from 3-17 until 4-5. Restaurants will be able to provide food for take out or delivery. 

The Baker Polito also revised its Executive Order prohibiting large gatherings of over 250 people to prohibit gatherings of over 25 people. 

The full Executive Order can be found here: 

Updated guidance on elementary and secondary school closures

The Baker-Polito Administration announced a three week suspension of all public and private elementary and secondary schools effective 3-17. School districts are still permitted to keep the buildings open for actions like getting food out to children who need it. Preschool and childcare services are not ordered to close, but are strongly urged to observe guidelines established by the Department of Public Health and the Department of Early Childhood Education.

The full order is here:

Full guidance from the Department of Elementary and Secondary Education can be found here: 

Guidance for Executive Branch employees on March 16th and 17th work

All non-emergency state employees working in Executive Branch agencies should not report to their workplace on Monday, March 16th and Tuesday, March 17th. Employees who are designated by their managers as emergency for the purposes of coronavirus planning should report to work. During this period, the administration will work to expand alternative work arrangements for the executive branch workforce and further develop plans to continue to provide essential state government services. The full announcement can be found here:

Department of Public Health guidance on insurance coverage for telehealth

The Department of Public Health issued guidance on March 15 that stipulates that all commercial insurers and the Group Insurance Commission are required to cover medically necessary telehealth services in the same manner they cover in-person services.


Registry of Motor Vehicles guidance on extending the renewal timelines

The Registry of Motor Vehicles (RMV) will extend the renewal timeline of certain credentials to reduce the need for customers to physically visit an RMV service center for in-person transactions. Effective this week, the RMV will implement a 60-day extension to the current expiration date for Class D, Class DMs, ID cards, and Learner’s Permits within the RMV system. All customers with expired/expiring credentials physically dated between March 1, 2020 and April 30, 2020, will continue to have an active status within the RMV system until sixty (60) days after the expiration date printed on their credential. The full order can be found here:

Guidance for Hospitals on the Cancellation of Elective Procedures and Restricting Visitors

The Department of Public Health issued guidance on March 15th that hospitals must restrict visitors and cancel non-essential elective procedures, effective Wednesday. The announcement can be found here:

The order on restricting visitors can be found here:

The order on non-essential elective procedures can be found here:

Guidance on nursing home visitor prohibition

The Department of Public Health issued guidance on March 15th that assisted living residences are to ban visitors to protect the health of residents and staff. This is in addition to the federal guidance issued on Friday that bans visitors to nursing homes and rest homes. The announcement can be found here:  

Updated guidance from The Executive Office of Labor and Workforce Development (EOLWD) and the Department of Unemployment Assistance (DUA) regarding unemployment assistance

Regarding current unemployment claims, the Executive Office of Labor and Workforce Development (EOLWD) and the Department of Unemployment Assistance (DUA) have taken the following actions:

  • Suspending all requirements regarding attending seminars at the MassHire career centers.
  • Missing deadlines due to effects of COVID-19 will be excused under DUA’s good cause provision.
  • All appeal hearings will be held by telephone only.

The Department of Labor issued guidance to the states instructing state agencies to apply existing law flexibly. DUA may now pay unemployment benefits if a worker is quarantined due to an order by a civil authority or medical professional or leaves employment due to reasonable risk of exposure or infection or to care for a family member and does not intend to or is not allowed to return to work. The worker need not provide medical documentation and need only be available for work when and as able.

To assist individuals who cannot work due to the impact of COVID-19, the Baker-Polito administration is filing emergency legislation that will allow new claims to be paid more quickly by waiving the one week waiting period for unemployment benefits.

EOLWD and DUA are also filing emergency regulations that will allow people impacted by COVID-19 to collect unemployment if their workplace is shut down and expects to reopen in four or fewer weeks. The following conditions apply:

  • Workers must remain in contact with their employer during the shutdown.
  • Workers must be available for any work their employer may have for them that they are able to do.
  • An employer may request to extend the period of the covered shut-down to eight weeks, and workers will remain eligible for the longer period under the same conditions described above.
  • If necessary, DUA may extend these time periods for workers and employers.
  • Employers who are impacted by COVID-19 may request up to a 60-day grace period to file quarterly reports and pay contributions.

The pending federal legislation proposes further relief including additional money for unemployment benefits, and relief to employers for charges related to unemployment benefits paid due to COVID-19.

The announcement can be found here:

Updates on Legislation to Assist Municipal Governance

Governor Baker announced a package of legislation to help address challenges to municipal governance resulting from the ongoing COVID-19 outbreak, including potential delays in holding Town Meetings and adopting Fiscal Year 2021 (FY21) municipal budgets. Provisions in the proposed legislation include:

  • Amend existing statute authorizing Moderators to postpone Town Meetings by thirty days.
  • Permit local Select Boards to postpone Town Meetings beyond the statutory June 30 deadline when the Governor has declared a state of emergency..
  • Permit local Select Boards to temporarily adopt lower quorum rules.
  • Permit continued month-to-month spending into FY21 by towns based on the prior fiscal year budget with approval of the Division of Local Services during states of emergency. Cities have similar authority under existing state law.
  • Permit towns to access their free cash balance for FY21 spending with approval of the Division of Local Services.
  • Permit municipal spending from revolving funds at the level set by their Fiscal Year 2020 appropriation until an FY21 budget is adopted.
  • Authorize a three-year amortization period for deficit spending incurred as a result of COVID-19 crisis.

The announcement can be found here:

Governor Baker files legislation for rescheduled Boston Marathon

Governor Baker also filed legislation designating September 14, 2020 as a legal holiday to support the rescheduled 2020 Boston Marathon. The announcement can be found here:


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